Is there a way to repair your own bad credit?
I have recently researched information on repairing bad credit after bankruptcy, etc. It appears that items, whether true or false can legally be disputed from yourself as frequent as every 30 days. And, unless the credit bureau agencies can provide valid proof (from the original creditors) within a 30 day period, they must remove the derogatory credit from your file. Although it can take 2 – 3 times of writing dispute letters to actually get a response, this seems very interesting. It also appears that the FCRA is really in the consumers favor, but not really advertised to us because the 3 major bureaus profit from our credit history. Any experience/advice on someone cleaning up their own bad credit (not through credit repair scams)? How To Rebuild Credit?
Categories: Credit Tags: Consumers, Dispute Letters, Valid Proof
How can I repair credit?
dreyfus asked:
My credit was ruined after my divorce. How can it be repaired without using a credit repair company?
My credit was ruined after my divorce. How can it be repaired without using a credit repair company?
Categories: Credit Tags: Credit Repair Company, Divorce
How do you become a Credit repair Consultant?
animalover asked:
How does one become one of those people who fixes bad credit? Is there a license one gets or degree? Anyone know? Thanks
BTW, I’m not getting into this business to scam people not everyone is into that, it’s a service that YES everyone can do on their own but not everyone wants to, and that’s where I come in. I live in a big city there are plenty of people who need help repairing their credit.
How does one become one of those people who fixes bad credit? Is there a license one gets or degree? Anyone know? Thanks
BTW, I’m not getting into this business to scam people not everyone is into that, it’s a service that YES everyone can do on their own but not everyone wants to, and that’s where I come in. I live in a big city there are plenty of people who need help repairing their credit.
Categories: Credit Tags: Bad Credit, Credit Repair, Repairing Credit
Should I officially start a credit repair organization?
Doctor Config asked:
I have been assisting several individuals with improving their credit. I know most companies are rip offs. However, unlike someone who takes your money and runs off doing nothing. I sit down and map out how to approach removing the credit issues. What I explain is anyone of course can provide these services. I am familiar with the FCRA, FDCPA, Statue Of Limitation Laws, etc. Last year in helping people I help 20 people acheive their goals. I feel I have something legitmite to offer people. I guess my question is I’ve checked with my state (MD) and I found there were no applicable licence for my business type. I only would have to be licenced and bonded if I act as one of these debt consolidation which I choose not to be. However, in networking I spoke to someone who advised my state is leary of that term….Does anyone know for sure if this is legal?
I have been assisting several individuals with improving their credit. I know most companies are rip offs. However, unlike someone who takes your money and runs off doing nothing. I sit down and map out how to approach removing the credit issues. What I explain is anyone of course can provide these services. I am familiar with the FCRA, FDCPA, Statue Of Limitation Laws, etc. Last year in helping people I help 20 people acheive their goals. I feel I have something legitmite to offer people. I guess my question is I’ve checked with my state (MD) and I found there were no applicable licence for my business type. I only would have to be licenced and bonded if I act as one of these debt consolidation which I choose not to be. However, in networking I spoke to someone who advised my state is leary of that term….Does anyone know for sure if this is legal?
Categories: Credit Tags: Helping People, Money, Sit
A Review Of This Offering Credit Repair
UserJoe9 asked:
I need to fix my credit, and there are people on E-bay and elsewhere who guarantee the full restoration of my credit. Are they legitimate?
I need to fix my credit, and there are people on E-bay and elsewhere who guarantee the full restoration of my credit. Are they legitimate?
Categories: Credit Tags: Credit Repair, E Bay, Fix My Credit
Does anyone know of a reputable credit repair company for accounts already reported as bad debt?
CHRIS C asked:
What I would like to know is how to clean up my credit report of items that have already been placed there.
What I would like to know is how to clean up my credit report of items that have already been placed there.
Categories: Credit Tags: Credit Repair Company, Credit Report, How To Clean Up My Credit
Has anyone ever used a credit repair service,do they work?
sexysandor asked:
Credit is bad, can any one tell me if credit repair services really work.
Credit is bad, can any one tell me if credit repair services really work.
Categories: Credit Tags: Credit Repair Service, Credit Repair Services
Have you used a credit repair service?
krissy asked:
I’m looking for testimonials and experiences with credit repair services. I’ve been looking into Fowler & Fowler CRS which has been associated with the BBB for 10 yrs. I know that they cant do anything i cant do myself but i dont mind paying a 3rd party if they can get the job done well. I know they dispute everything negative on your report. Again im looking for real experiences not cookie cutter advertisements for a CRS. I can tell so dont try it. Thx
I’m looking for testimonials and experiences with credit repair services. I’ve been looking into Fowler & Fowler CRS which has been associated with the BBB for 10 yrs. I know that they cant do anything i cant do myself but i dont mind paying a 3rd party if they can get the job done well. I know they dispute everything negative on your report. Again im looking for real experiences not cookie cutter advertisements for a CRS. I can tell so dont try it. Thx
Categories: Credit Tags:
Does credit repair services work and how does my credit get clean?
R’nya asked:
I want to raise my credit score and get rid of a few items on there. I read about repair services. Do they work or will it be a waste of my money?
Categories: Credit Tags: Credit Repair Services, Credit Score, Money
Has any one used Greg Tilley or vitesse financial for credit repair?
real estate guru asked:
I was just wondering if this was a good company to use to for credit repair and if you have used it what did you think of your expericence and how well did it help you credit score?
I was just wondering if this was a good company to use to for credit repair and if you have used it what did you think of your expericence and how well did it help you credit score?
Categories: Credit Tags: Credit Repair, Credit Score, Good Company